When is Mutual Settlement advisable?
Users who are involved in accidents with minor exterior damage such as small dents and scratches have the option to go for Mutual Settlement with the Third Party to save on costs.
However, the accident must not involve bodily harm to any party involved, and result in minimal damage to the vehicle. Only then is it recommended to agree to a private settlement.
In such cases, we can have a GetGo representative on site in a reasonable amount of time to review the accident and facilitate the Mutual Settlement for Third Party damage.
To avoid triggering the Third-Party Damage Excess, users may consider Mutual Settlement instead for minor accidents. Both parties must agree on the settlement, otherwise Third-Party Damage Excess will still apply.
When is Mutual Settlement not advisable?
Mutual Settlement is only possible if both parties agree on a settlement. Any party in a car accident cannot resort to a private settlement if the accident results in death or bodily harm to any person, which may include non-driving parties such as pedestrians.
Major vehicle damage, hit-and-run incidents, and any accident that causes significant damage to any property, especially government property, are not advisable for Mutual Settlement.