The terms and conditions of using a flexible payment option with DBS Personal Loans are as follows:
- Promotion is available from 1 April 2025 to 31 July 2025 (“Promotion Period”).
- Successful applicants (“Applicants”) will be entitled (“Cashback”) [ Up to 3% Cashback on approved loan amount + $50 Cashback] if the following conditions are satisfied within the Promotion Period:
| Approved Loan Amount | Loan Tenure | Cashback |
| S$10,000 to S$49,999 | 36 months and above | 2% Cashback + S$50 Cashback |
| S$50,000 and above | 3% Cashback + S$50 Cashback |
a) Approved loan amount must be minimum S$10,000 with a minimum loan tenure of 36 months and above in a single or same day combined applications on both Cashline and/or Credit Card. Combined applications refer to loans approved on both Credit Card and/or Cashline and must be made on the same day for the total approved loan amount to be eligible for the Cashback.
b) Applications must be submitted and approved via self-apply online application platform. Applications via other assisted channels (i.e. Branch staff etc.) will not be considered.
c) Have entered “DBSGETGO” in the promo code field during the online application
d) Applicants will only be entitled to a one-time Cashback throughout the entire
Promotion Period regardless of the number of approved applications
3. If there are more than one loan approved, the Personal Loan with the earliest approved date will be considered
4. Your approved interest rate is based on your personal credit profile and may differ from the published rate and the rate offered to other borrowers. Log into your DBS iBanking or DBS Digibank now to view your personalized rates.
5. Cashback will be credited into Customer’s DBS Cashline (“Cashline account”) or DBS/POSB Credit Card Account(s) (“Card account(s)”) (as the case may be) in which the Personal Loan application is approved as per DBS’s record within 180 days from the approval date.
6. Cashback shall be forfeited if the Customer’s Cashline account or Card account(s) or Personal Loan is/are terminated, suspended or in delinquent status before, after or during the point of crediting.
7. The value of Cashback is non-transferable, non-assignable and not exchangeable for cash or in kind
8. DBS reserves the right to replace the Cashback with any item of similar value without Notice.
9. DBS reserves the right to claw back or debit from the applicants’ DBS Cashline or Credit Card account for the value of the Cashback in the event of loan termination or duplicate redemptions.
10. DBS’ decision on all matters relating to the Promotion shall be final. No correspondence or claims will be entertained.
11. DBS may vary these Terms and Conditions or suspend or terminate the Promotion without any notice or liability to any party. These Terms and Conditions shall be read in conjunction with the DBS Terms and Conditions Governing Account. In the event of any inconsistency, these Terms and Conditions shall prevail insofar as they apply to the Promotion.
12. Applicants consent under the Personal Data Protection Act (Cap 26 of 2012) to the collection, use and disclosure of their personal data by/to DBS and such other third party as DBS may reasonably consider necessary for the purpose of the Promotion, and confirm that they agree to be bound by the terms of the DBS Privacy Policy, a copy of which can be found on www.dbs.com/privacy.