3-Domain Secure (3DS) is a protocol utilised by banks globally to verify online card transactions. Cardmembers can identify participating 3DS merchants by looking for logos such as Verified-by-Visa, MasterCard’s SecureCode, American Express SafeKey, or JCB J/Secure on the merchant's website.
During online purchases, 3DS will prompt the Cardmember to enter an OTP to authenticate the transaction. Upon entering the correct OTP, the purchase transaction will be processed and finalised. The OTP will be sent to the Principal Cardmember or Supplementary Cardmember (if applicable) who is making the online purchase.
This additional layer of security helps protect your online transactions and provides peace of mind.