Insurance excess is the amount you have to pay out-of-pocket in the event of a vehicle accident. It is predetermined in GetGo’s basic car insurance, which is added to every booking by default.
The function of insurance excess is to cap your bills in the event of a road accident. This means that regardless of how much your total accident bills come up to, the insurance excess is the only amount that you’ll have to pay — while your insurance covers the rest.
Insurance excess varies across different driving experience levels, drivers’ ages, and vehicle categories. Please refer to the table below for more information.
Tip: The Collision Damage Waiver (CDW) is an added insurance coverage that reduces your insurance excess. Learn more.